What is a Contract? Everything You Need to Know via @UpCounsel Blog

What is a Contract? Everything You Need to Know   This article was originally published on UpCounsel.   What is a contract? Contracts are a part of our everyday world. A contract might include a simple transaction at the local store.3 min read What is a...

Type of Corporations for Small Business via @UpCounsel Blog

Type of Corporations for Small Business   This article was originally published on UpCounsel.   There are five types of corporations for small business to select from. They include sole proprietorship, partnership, LLC, C corporation, and S corporation.3 min...

How to Hire a Great Business Lawyer? via @UpCounsel Blog

How to Hire a Great Business Lawyer?   Written by Arleen Atienza This article was originally published on UpCounsel.   A good foundation is crucial in starting any business and one of the pillars that keep a business stout and upright is a great business...
Estate Executor’s Duties During the Probate Process  in 10 Simple Steps – INFOGRAPHIC | via @FamilyTreePlan

Do You Really Understand Social Security?

By Mary Kane, Associate Editor | Kiplinger’s Retirement Report April 18, 2018   Gaining a better understanding of how Social Security works is one of the most important things you can do to prepare for retirement. After all, on average, Social Security...

10 Tech Stocks to Watch Like a Hawk This Spring

Earnings release date: Thursday, April 26 Time of day: After the closing bell Today’s Microsoft (MSFT, $96.07) isn’t your father’s Microsoft. The Microsoft of yesteryear was primarily about selling its Windows operating system, with its Office productivity suite’s...

Retirees Often Make This Major Social Security Mistake

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Many people take Social Security early and put off tapping into their IRAs and 401(k)s until they must. But that’s the opposite of what most should do,...

Shopping for a 529 Plan for a Grandchild

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   When searching for a 529 college-savings plan for a grandchild, first check whether your state offers a tax break for your contributions. QMy husband and I...

The 10 Best Dividend Stocks of All Time

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Lifetime wealth creation: $608.1 billion Annualized return (July 1926-December 2016): 10.7% Current dividend yield: 5.6% Current analyst ratings: 2 strong...

10 Cryptocurrency Alternatives to Bitcoin

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Bitcoin is back. Kind of. The biggest financial story of 2017, the cryptocurrency Bitcoin was worth less than $1,000 in January, then worth more than $29,000...

5 Sin Stocks You Can Feel Good About

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Sin stocks – shares of businesses that make weapons, operate casinos, brew beer and grow tobacco, among other activities – are immoral and don’t merit their...

Calculating Taxes on Social Security Benefits

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   As much as 85% of your Social Security benefits could be taxable if you have other sources of income, such as earnings from work or withdrawals from...

Track Your Time for 30 Days. What You Learn Might Surprise You.

Source: HBR.org This article was originally published on HBR.org – https://hbr.org/   Executive Summary It’s hard to know if we’re really making efficient use of our time. It seems like we’re working hard — and we’re certainly stressed out. But are we...

Choosing Retirement Account Beneficiaries Requires Some Thought

Source: Chambliss This article was originally published on Chambliss – https://www.chamblisslaw.com/   While the execution of wills requires formalities like witnesses and a notary, the reality is that most property passes to heirs through other, less...

Inside the Invisible but Influential World of Scent Branding

Source: HBR.org This article was originally published on HBR.org – https://hbr.org/   Executive Summary Scented environments have been shown to reduce typos in office workers; improve the perception of product quality; increase purchase intent, average unit...
Estate Executor’s Duties During the Probate Process  in 10 Simple Steps – INFOGRAPHIC | via @FamilyTreePlan

Asset Protection Statute Cannot Limit Jurisdiction of Another State

The Supreme Court of Alaska issued a ruling on March 2, 2018, denying Alaska courts the exclusive jurisdiction purportedly granted by the Alaska asset protection statute.  This holding is consistent with a ruling by the Delaware Court of Chancery in 2014.  Based on...

A Guide to Marital Money Bliss

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   In addition to your credit, any assets you bring to the marriage should remain in your own name. The average cost of a wedding ranges from $25,000 to $35,000,...

Research: CEOs with Diverse Networks Create Higher Firm Value

Source: HBR.org This article was originally published on HBR.org – https://hbr.org/ Research has shown that firms benefit when their CEOs have strong networks. A new study explored that idea by looking at whether the diversity of a CEO’s network affects their...

Are You Saving Enough?

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   If you go by the book, you would shoot for 10% to 20% of your gross income. But that ballpark figure can be deceiving. Savings and retirement estimators are...

A One-Size-Fits-All Plan Won’t Give You Your Ideal Retirement

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   A happily ever after retirement requires a real plan. Here are some of the (tough) questions your retirement planner should be asking you in order to make...

10 Dividends That Are Slowing to a Screeching Halt

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   Market value: $25.8 billion Dividend yield: 4.3% General Mills (GIS, $44.98) sells a diversified mix of packaged meals, snacks, cereal, yogurt, baking...

How Much Can You Contribute to a SIMPLE IRA for 2018?

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   The amount of workers at small businesses can contribute to a SIMPLE IRA for 2018 is unchanged from 2017, but there are ways to boost retirement savings. A...

Simple Strategy to Spend Safely in Retirement

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Delaying Social Security and using RMD rules to draw down your nest egg is a winning combination for middle-income retirees. Retirement-income strategies are...

What Money Message Are You Sending Your Grandchildren?

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Grandparents have the power to help shape little ones’ financial futures, and all it starts with some good old heart-to-heart talks. Fear, power,...

Your Strategic Plans Probably Aren’t Strategic, or Even Plans

Source: HBR.org This article was originally published on HBR.org – https://hbr.org/   Executive Summary You’ve seen the practice. A group of managers get together at a resort for two days to hammer out a “strategic plan.” Done and dusted, they all head...

Frugal Habits of the Super Rich

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com   Age: 54 Estimated net worth: $40 million How she struck it rich: Combined wealth with her husband and author, former U.S. President Barack Obama Frugal habit:...

The Best Way to Buy a Used Car

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/     Look for two- to three-year-old used vehicles because they’ve already lost the lion’s share of their initial value. Most used car shoppers will find...

The Best Financial-Planning Options for Near-Retirees

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/     The closer you get to retirement the more likely you are to need all the help you can get. To help you decide what kind of financial advice is best...

How to Vet a Financial Adviser

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Be sure to interview a few options and check into their backgrounds before hiring someone. Interview a few advisers before you settle on one. Having...

The Best Financial-Planning Options for Single Savers

At this stage of life, a robo adviser with a low minimum asset requirement may be sufficient, but you might also consider a financial planner who charges a flat fee or by the hour for extra help with broader planning. To help you decide what kind of financial advice...

Find the Right Financial Advice at the Right Price

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   The best financial adviser for you should work to serve your unique needs. Thanks to technology and regulatory reforms, the financial advice industry is...

When It’s Safe to Shred Your Tax Records

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Many records are no longer needed three years after filing your tax return, but you may have to keep documents involving the purchase of a house or...
Estate Executor’s Duties During the Probate Process  in 10 Simple Steps – INFOGRAPHIC | via @FamilyTreePlan

Build a Bond Ladder for More Income

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/     Our four portfolios will help you harness higher interest rates. It’s a sure bet that interest rates have settled into a higher range and are...

4 Ways to Get More Value From Your Travel Rewards Points

When you book an award ticket, points cover only the base fare. Taxes, fees and surcharges can add anywhere from a few bucks to a few hundred dollars. Depending on how much those fees add, “it may be better to pay for the ticket yourself instead of blowing...

Money-Market Funds Offering Juicier Yields

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/   Beware, however: They are not protected from losses by the Federal Deposit Insurance Corp. For years, money market mutual funds have paid practically...

Should You Get Cell Phone Insurance?

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/     If you (or your teenager) often drop or misplace your cell phone, it may be worth it to buy coverage along with the phone. Q. Now that new cell phones...

How to Sidestep Rising Rates on Your Home-Equity Loan

Source: Kiplinger This article was originally published on Kiplinger – https://www.kiplinger.com/     You may be able to rein in your loan payments before they go up. Rising interest rates have boosted the cost of borrowing against your home, and rates...

Are your assets protected from creditors?

Source: Adler Pollock & Sheehan P.C. This article was originally published on Adler Pollock & Sheehan P.C. – https://www.apslaw.com/   One of the primary objectives of estate planning is protecting your assets from unreasonable creditors’ claims,...

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